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Full-time RV costs can range so much, it can be hard to give an accurate number, but you can have a framework to start calculating your numbers. We are a full-time working couple with no kids or pets. See some links below for other RVers actual spends!

This is what we actually spent in January 2025. I’ll go into detail on why each was what it was and any fluctuations we found.

Category Spent in January 2025
RV and vehicle costs $1379.23
Repairs, maintenance & registration $814.18
Camping costs $97.14
Groceries $459.60
Phone and internet $300.98
Fuel & DEF $99.41
RV miles driven 32.3 miles
Tolls $10
Memberships $45
Propane $51.56
Entertainment/fun/eating out $240.45
Travel $0
Life insurance $46.62
Vehicle insurance $0
Health insurance $516.37
Various normal expenses $331.35
Total spent $4,391.89

A few notes – I’m not including the costs of our businesses (because that can vary greatly and you may not be running a business out of your RV) or our rental (previously our home). These are just our full-time RV costs for the month.

Where were we:

We started out the month at Trails Orlando in Clermont, FL, moved to Sherwood Forrest RV Resort in Kissimmee, FL in Rockledge, FL and ended the month at Trails Orlando in Clermont, FL

What did we do:

In January, we spent our time on work and catching up on things we’ve been putting off. Jen spent some time networking with other RV content creators and RV Queens, as well as going to a book club for Disney fans. We met up with some local friends and, as always, went to the Disney parks.


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RV and vehicle costs

We spent $1379.23. This includes the payment for our truck, which is $979.35 each month, and our rig, which is $399.88 per month. We have a seven-year loan on the truck and a twenty-year loan on the RV.

Repairs, maintenance & registration

We spent $814.18 this month. This was to replace our seals and new windshield wipers for our truck. 

Camping costs

This was $97.14 for the month. We stayed in Thousand Trails campgrounds for the entire month. The $97.14 was our monthly annual dues. 

Groceries

Our groceries were $459.60. This was thankfully a bit less than last month, which is always nice. 

This does include shopping at Walmart, which sometimes includes purchasing things for the RV such as toilet paper. 

Phone and internet/hotspots

We spent $300.98 on our phones and internet. We have an unlimited plan through Verizon for our phones which is $190.98. We have a 100 gig hotspot plan with T-Mobile which is $55 a month and a 100 gig hotspot plan with Cricket which is $55 a month. 

Fuel & DEF

We paid $99.41 for fuel this month. We drove a little bit less this month and we were only in the Orlando area, so our drives were mostly to Disney and the store.

Tolls

We spent $10 on tolls. 

Memberships

We spent $45 on memberships. This was $15 for mail pick up at the campground and $30 for mail scanning.

Propane

We spent $51.56 on propane. We don’t use much propane, so we haven’t needed to buy more since March of last year. 

Entertainment/fun/eating out

We spent $240.45 on fun this month. This was a nice, lower month. But a good chunk of this was eating out. 

Travel

We spent $0 on travel this month.

Life insurance

Our life insurance was $46.62 for the month.

Health insurance

My health insurance was $516.37 for the month. My premiums went up starting Jan 1. 

Auto insurance

We spent $0 on auto insurance.

Various normal expenses

The total spent on random other expenses was $331.35. I tend to toss everything that doesn’t fit into a category here. So a trip to Target may be groceries, clothes, and fun, but it ends up here. I spent a bit more in this category this month because I needed to buy some new business casual clothes. I had a work trip and Disney leggings and fun shirts aren’t exactly totally appropriate.

I want these posts to help guide you as you plan to hit the road full-time, see other budgets when you’re already full time, or show you that this isn’t the life for you. Did I answer all your questions? Do you have any more? Let me know in the comments below!

Other RVers expenses

There are so many ways to travel and so many family make ups, rig type and ways to live on the road, here are other RVers who share what they spent.

Instagram

The Adventure Detour – family of three with pets in a fifth wheel. Lots of great info here too!

Open Roading – couple with pets in a fifth wheel. Kalyn’s spending posts are some of the cleanest and prettiest looking costs I’ve seen!

Wild RV Life –  couple with pets in a fifth wheel. They do a LOT of boondocking as well.

The Traveling Tiongsons – couple with pets in a travel trailer toy hauler. These guys have done all of the lower 48!

Herrins on the Roam – family of five in a fifth wheel.

Nomad Nesters – couple in a fifth wheel.

Road Rabers – family of five in a fifth wheel.

Blogs

Living in Beauty – retired couple with pets in an Airstream. This is one THE best summary spending posts I’ve seen. They’ve been on the road since July 18, 2016 and have all of their stats on this link. Very helpful!

The Home That Roams – couple with pets in a travel trailer. They also share about boats as well!

Reset Your Journey – family of four in a travel trailer. Very detailed post!

Live Work Dream – couple with pets in a fifth wheel. Another one with detailed posts about budgeting and costs.

YouTube Channels

Our Road Less Traveled – Couple with pets in a fifth Wheel.

Class C Broads – Couple with FIVE dogs! in a Super C.

Happy Travels Life – Family of three with pets. – Travel trailer.

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